Boaters, anglers, investors, and island dreamers, this is the one. Welcome to your turnkey waterfront retreat on Monroe Canal in the heart of Saint James City offering direct boating access with no bridges to the intracoastal waterway. This property features a 5k pound boat lift, a 16k pound covered boat lift, and approximately 833 sq ft of dock/deck space designed for true island living. This beautifully updated 2 bedroom, 2 bath home also features a bonus bunk room/office, 1,300 sqft under air, a 300 sq ft screened lanai with outdoor shower, a large patio, and low-maintenance rocked yard. Inside, you'll find an open layout, porcelain tile throughout, a spacious kitchen with large island, updated cabinetry, stainless appliances, inside laundry, and coastal furnishings that are negotiable and make the home feel bright, clean, and move-in ready. Major updates include plumbing in 2012, renovations in 2015 and 2022, metal roof in 2021, A/C and appliances in 2022, and drain field in 2020. A custom-built flood protection system by Flood Risk America with storage trailer is included, offering valuable peace of mind. Enjoy waterfront dining, fishing, kayaking, boating, and sunset evenings from your own private dock. Furnishings, hot tub, golf cart and select items negotiable separately.